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Doug and Mary Land, REALTOR®, real estate agents and broker for Lakeway, Lake Travis and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

From Downtown Austin to Lakeway and the Texas Hill Country, Capital City Sotheby's International Realty is your source for Austin real estate.







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Doug and Mary Land are some of The Top Selling Real Estate Experts™
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Doug and Mary Land, REALTOR®, real estate agents and broker for Lakeway, Lake Travis and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Land, Website Concierge
Capital City Sotheby's International Realty
13420 Galleria Circle-A105, Austin, TX 78738
901 S. Mopac, Plaza II, #195, Austin, TX 78746
Email : mary.land@sothebysrealty.com

Your Lakeway,Texas real estate specialists.

ABR CLHMS CRS ePro Equal Housing ERC GRI MLS REALTOR


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