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Doug and Mary Land, REALTOR®, real estate agents and broker for Lakeway, Lake Travis and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

From Downtown Austin to Lakeway and the Texas Hill Country, Capital City Sotheby's International Realty is your source for Austin real estate.







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Doug and Mary Land are some of The Top Selling Real Estate Experts™
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Property Valuation: Lakeway, Lake Travis and Austin Texas home buying, real estate listings, and homes for sale in Travis County, TX
Welcome > For Sellers > Property Valuation ...

We keep up-to-date on changing market conditions and provide our clients with realistic expectations when selling their home. When you list your home with us, we will provide you with a complete, accurate and personalized Comparative Market Analysis that includes all of the unique and special features of your home that add value. We understand the importance of getting your home sold quickly and for the best possible price. Contact us today for a free, no obligation Market Analysis on your home!
 

 

 


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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Doug and Mary Land, REALTOR®, real estate agents and broker for Lakeway, Lake Travis and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Land, Website Concierge
Capital City Sotheby's International Realty
13420 Galleria Circle-A105, Austin, TX 78738
901 S. Mopac, Plaza II, #195, Austin, TX 78746
Email : mary.land@sothebysrealty.com

Your Lakeway,Texas real estate specialists.

ABR CLHMS CRS ePro Equal Housing ERC GRI MLS REALTOR


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